Lawyers Professional Liability Programs

Listed below are several insurance carriers writing Lawyers Professional Liability Insurance in California and their respective applications/policy forms for your review. However, we encourage you to complete the eQuote form to receive a no-obligation premium quote and to help us direct you to the appropiate insurance carrier for your specific situation.

If you have any questions please contact us at (949) 858-1759 or fill out our online contact form. If you'd like a no-obligation premium quote, please fill out our eQuote form.

Lawyers' Mutual Insurance Company:


Offering Discounted Rates for Lawyers who Primarily Practice Insurance Defense Law

The Insurance Defense Program is a "Special" Program included as part of our Standard Program. It offers discounted premiums if your practice is 85% or greater insurance defense. As part of the Standard Program, it is available for all types and sizes of law firms.


  • Low rates based on your practice being 85% or greater insurance defense. (See Minimum Enrollment Qualifications for details.)
  • Prior Acts Coverage available to all eligible policyholders.
  • Limits of Liability range from $100,000 per claim/$300,000 annual aggregate to $5,000,000 per claim/$7,000,000 annual aggregate.
  • $50,000 annual Claims Expense Allowance in addition to your policy limits.
  • "Claims-Free Credits" -- Earn premium credits based upon future Claims-Free years with LMIC.
  • Coverage for non-lawyer employees of the Named Insured.
  • Coverage available for "Of Counsel" to the Named Insured.
  • Built in "tail" coverage for former partners and/or employees of the Named Insured.
  • The policy applies to acts, errors or omissions occurring anywhere in the world.
  • "Tail" coverage options available for 1 year, 3 years, 5 years or a lifetime.
  • "Over 50 hours of Continuing Legal Education Programs Free of Charge".


Limits of Liability
(Available by approval)

Per Claim/Annual Aggregate

  • $100,000/$300,000
  • $250,000/$750,000
  • $500,000/$1,500,000
  • $1,000,000/$3,000,000
  • $2,000,000/$4,000,000
  • $4,000,000/$6,000,000
  • $5,000,000/$7,000,000

(Available by approval)

Per Claim

  • $5,000(maximum if solo practitioner)
  • $10,000
  • $25,000
  • $50,000

Minimum Enrollment Qualifications

  • Practice must be at least 85% insurance defense. Insurance defense is defined as carrier appointed to represent its' policyholders and does not include representation of self-insured entities.
  • Principal office must be located in California.
  • All lawyers to be insured under this policy must be currently licensed to practice law in the state of California by the State Bar of California.

Download Application

If INSURANCE DEFENSE PROG. looks to be the appropriate Program for you or your firm,
click here to download an application . Fax completed application to WCIB at (949) 858-1759 or mail to WCIB, Inc / P.O. Box 11862 Newport Beach, CA 92658-5044

Final approval is subject to review and underwriting by LMIC of a completed Standard Program Application, including all requested attachments and additional information.

To download the application, you must have Adobe Acrobat Reader installed on your system.
If you don't have the program, click on the icon below to get your free download.